[{"@context":"https:\/\/schema.org\/","@type":"Article","@id":"https:\/\/www.avalcz.cz\/nestradejme-zbytecne\/#Article","mainEntityOfPage":"https:\/\/www.avalcz.cz\/nestradejme-zbytecne\/","headline":"Nestr\u00e1dejme zbyte\u010dn\u011b","name":"Nestr\u00e1dejme zbyte\u010dn\u011b","description":"Ka\u017ed\u00fd z lid\u00ed pot\u0159ebuje nevyhnuteln\u011b pen\u00edze. Ka\u017ed\u00fd z n\u00e1s je mus\u00ed m\u00edt, aby je mohl utr\u00e1cet, a utr\u00e1cet je pot\u0159ebuje proto, aby m\u011bl v\u011bci, kter\u00e9 pot\u0159ebuje, respektive slu\u017eby, je\u017e pot\u0159ebuje vyu\u017e\u00edt. Ov\u0161em pot\u0159eba pen\u011bz se nerovn\u00e1 jejich dostatku. Zat\u00edmco v\u0161ichni pot\u0159ebujeme b\u00fdt finan\u010dn\u011b zaji\u0161t\u011bn\u00ed, nejednou tohoto optim\u00e1ln\u00edho stavu nedosahujeme a pot\u00fdk\u00e1me se s finan\u010dn\u00ed t\u00edsn\u00ed,...","datePublished":"2021-10-03","dateModified":"2021-10-03","author":{"@type":"Person","@id":"https:\/\/www.avalcz.cz\/author\/#Person","name":"avalcz.cz\n","url":"https:\/\/www.avalcz.cz\/author\/","identifier":1,"image":{"@type":"ImageObject","@id":"https:\/\/secure.gravatar.com\/avatar\/ccdd701717dc93db07d73e0c11dbbb8b91524cccc3bfbd3baea83667a3ebf5d6?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/ccdd701717dc93db07d73e0c11dbbb8b91524cccc3bfbd3baea83667a3ebf5d6?s=96&d=mm&r=g","height":96,"width":96}},"publisher":{"@type":"Organization","name":"avalcz.cz","logo":{"@type":"ImageObject","@id":"\/logo.png","url":"\/logo.png","width":600,"height":60}},"image":{"@type":"ImageObject","@id":"https:\/\/www.avalcz.cz\/wp-content\/uploads\/zma%C4%8Dkan%C3%A1%20bankovka_1.jpg","url":"https:\/\/www.avalcz.cz\/wp-content\/uploads\/zma%C4%8Dkan%C3%A1%20bankovka_1.jpg","height":0,"width":0},"url":"https:\/\/www.avalcz.cz\/nestradejme-zbytecne\/","about":["Ekonomika"],"wordCount":443,"articleBody":"   Ka\u017ed\u00fd z lid\u00ed pot\u0159ebuje nevyhnuteln\u011b pen\u00edze. Ka\u017ed\u00fd z n\u00e1s je mus\u00ed m\u00edt, aby je mohl utr\u00e1cet, a utr\u00e1cet je pot\u0159ebuje proto, aby m\u011bl v\u011bci, kter\u00e9 pot\u0159ebuje, respektive slu\u017eby, je\u017e pot\u0159ebuje vyu\u017e\u00edt.Ov\u0161em pot\u0159eba pen\u011bz se nerovn\u00e1 jejich dostatku. Zat\u00edmco v\u0161ichni pot\u0159ebujeme b\u00fdt finan\u010dn\u011b zaji\u0161t\u011bn\u00ed, nejednou tohoto optim\u00e1ln\u00edho stavu nedosahujeme a pot\u00fdk\u00e1me se s finan\u010dn\u00ed t\u00edsn\u00ed, kter\u00e1 n\u00e1m m\u016f\u017ee i v\u00edc ne\u017e citeln\u011b zt\u011b\u017eovat na\u0161i existenci.Kdy\u017e si p\u0159edstav\u00edme \u010dlov\u011bka, kter\u00fd nem\u00e1 dost pen\u011bz, hrav\u011b si domysl\u00edme, jak se mu asi vede. Doty\u010dn\u00fd by pot\u0159eboval to nebo ono, ale nem\u00e1 na to a mus\u00ed si tedy nechat zaj\u00edt chu\u0165. Mus\u00ed zva\u017eovat, co je skute\u010dn\u011b nezbytn\u00e9 a co se d\u00e1 o\u017eelet, mus\u00ed se omezovat. A n\u011bkdy je takov\u00e9 omezov\u00e1n\u00ed se natolik z\u00e1sadn\u00ed, \u017ee s t\u00edm prost\u011b nelze v\u00e9st norm\u00e1ln\u00ed lidskou existenci.Pokud pak n\u011bkdo takov\u00fd za\u010dne za bezesn\u00fdch noc\u00ed nebo t\u0159eba i setrvale p\u0159em\u00fd\u0161let nad t\u00edm, kde by je\u0161t\u011b mohl n\u011bjak\u00e9 ty postr\u00e1dan\u00e9 pen\u00edze sehnat, nejednou dosp\u011bje ke zji\u0161t\u011bn\u00ed, \u017ee u\u017e je tu jen jedin\u00e9 v\u00fdchodisko, j\u00edm\u017e je p\u016fj\u010dka. \u010casto je u\u017e jedin\u011b t\u00edmto zp\u016fsobem mo\u017en\u00e9 pot\u0159ebn\u00e9 pen\u00edze z\u00edskat, \u010dasto u\u017e \u010dlov\u011bk nem\u00e1 na vybranou. Jen\u017ee ani u p\u016fj\u010dek leckdy na vybranou nen\u00ed. Je jich sice teoreticky k dost\u00e1n\u00ed dost, jen\u017ee kdy\u017e se pod\u00edv\u00e1me na podm\u00ednky jejich z\u00edsk\u00e1n\u00ed, \u010dasto je tu pro lidi ve v\u00fdrazn\u00e9 finan\u010dn\u00ed t\u00edsni u\u017e jenom hypot\u00e9ka po insolvenci. A to ani ne tak proto, \u017ee by zrovna tuto lid\u00e9 up\u0159ednost\u0148ovali p\u0159ed jin\u00fdmi nab\u00eddkami, ale proto, \u017ee je to nejednou ten jedin\u00fd dostupn\u00fd produkt tohoto typu. \u010clov\u011bk \u010dasto jinou p\u016fj\u010dku ani nedostane. Proto\u017ee jinde \u017e\u00e1daj\u00ed prok\u00e1z\u00e1n\u00ed vysok\u00fdch p\u0159\u00edjm\u016f, dokonal\u00fdch registr\u016f dlu\u017en\u00edk\u016f a podobn\u00fdch klad\u016f, kter\u00e9 nemohou ti, jim\u017e sch\u00e1zej\u00ed pen\u00edze, nab\u00eddnout. A jen u zm\u00edn\u011bn\u00e9 nebankovn\u00ed hypot\u00e9ky je tomu jinak, proto\u017ee zde se po\u017eaduje nam\u00edsto toho uveden\u00e9ho z\u00e1stava nemovitosti. A kdo se m\u016f\u017ee z\u00e1stavou nemovitosti za spl\u00e1cen\u00ed zaru\u010dit, ten z\u00edsk\u00e1 pen\u00edze nav\u00edc, s nimi\u017e m\u016f\u017ee do\u010dasn\u00e9 probl\u00e9my vy\u0159e\u0161it.                                                                                                                                                                                                                                                                                                                                                                                          2.7\/5 - (4 votes)        "},{"@context":"https:\/\/schema.org\/","@type":"BreadcrumbList","itemListElement":[{"@type":"ListItem","position":1,"name":"Nestr\u00e1dejme zbyte\u010dn\u011b","item":"https:\/\/www.avalcz.cz\/nestradejme-zbytecne\/#breadcrumbitem"}]}]